Amazing AI plc (AQSE:AAI)
About Amazing AI plc
Amazing AI plc (AQSE: AAI) is a public company listed on AQSE stock exchange in London under the stock ticker AAI. AAI is an AI driven, consumer finance fintech innovator that leverages its regulated licensed lending and collections operations, experience and network to distribute best-of-breed AI finance related services internationally, specifically focused on lending, collections and debt financing services.
AAI intends to sell AI finance related services in the UK where our company is based plus the high-growth emerging markets of Sub-Saharan Africa (including Nigeria), Southeast Asia (including Philippines, Indonesia and Vietnam) and India via its Mauritius subsidiary, Amazing AI Services Ltd. AAI operates under the consumer brand Mr. Amazing Loans via the website www.mramazingloans.com in the United States with state consumer lending licenses/certificates of authority and an established track-record of lending, collections and regulatory compliance for over 15 years.
AAI intends to investigate further utilisation of AI in its own US consumer lending operational processes and seek additional strategic collaborations, joint ventures and acquisitions in the AI sector internationally, including in AI deception detection services to increase underwriting and collections performance. AAI also plans to conduct its own enhanced product and service development, territory customisation and new service initiatives.
AAI has also implemented a Crypto Treasury Policy.
Mr. Amazing Loans
Mr. Amazing Loans provides unsecured online consumer loans via the website and online application platform www.mramazingloans.com. Mr. Amazing Loans currently offers $2,000 - $10,000 loans with a 5-year term in 6 licensed US states of California, Florida, Georgia, Illinois, Nevada and New Jersey.
The strategy is to address the market needs of underbanked consumers that tend to be ignored by mainstream institutional credit providers such as banks and credit unions and are charged excessive fees and interest by fringe lenders such as payday lenders. All personal loans are offered at prevailing statutory rates with fixed affordable repayments and no prepayment penalties.
Mr. Amazing Loans has been operating in the United States for over 15 years and has lent over $17 million since inception in 2010.
Directors and Management Team
PAUL MATHIESON
Founder and Chief Executive Officer
Paul Mathieson is Founder, Chief Executive Officer and the largest shareholder of Amazing AI plc (AAI). Mr. Mathieson founded 100% owned subsidiary companies MRAL US Corporation dba Mr. Amazing Loans in the United States in 2008 and Amazing AI Services Ltd in UK in 2025. Mr. Mathieson has over 30 years’ finance industry experience in lending, funds management, stock market research and investment banking. His career has included positions from 1995 to 2001 as Financial Analyst/Institutional Dealer with Daiwa Securities, Head of Research for Hogan & Partners Stockbrokers, and Investment Banking Associate with ING Barings.
In addition, from 2002 to 2010, Mr. Mathieson was the Founder and Managing Director of IE Portfolio Warrants, a funds management business that offered high return and leveraged structured equities products.
From 2005 to 2011 Mr. Mathieson was the Founder and Chief Executive Officer of Amazing Loans, a brick-and-mortar consumer finance company based in Australia. Mr. Mathieson received a Bachelor of Commerce from Bond University and a Masters of Applied Finance from Macquarie University.
Mr. Mathieson was awarded Ernst & Young’s 2007 Australian Young Entrepreneur of the Year (Eastern Region) for the success of both the Amazing Loans business and IE Portfolio Warrants funds management business.
NEIL PATRICK
Non-Executive Director, Chairman & Committees Chairman
Neil is a Non-Executive Director & Chairman of AAI and Chairman of the Audit & Risk, Remuneration and Nomination & AQSE Rules Committees.
Neil has 16 years leadership experience in consumer credit (Standard Chartered, Woolwich, Barclays). Neil was co-founding director of two consumer credit businesses (Firstplus Financial Group PLC (“Firstplus”) and Picture Financial Group Ltd. (“Picture Financial”).
Neil was the principal author of the business plan for Picture Financial which raised £37m start-up investment through Apax Partners. In addition to being a co-founder, Neil served as Chief Operating Officer at Firstplus and Picture Financial which obtained acquisition offers of £365m for Firstplus and £275m for Picture Financial within 5 years of startup.
Neil's qualifications include a BA (Hons) Business Studies from the University of Brighton, Diploma and current full member Chartered Institute of Marketing, Finance and Leasing Association Diploma (Level 1) and Market Research Society Diploma.
GLENDYS AGUILERA
Executive Director and Chief Financial Officer of AAI
General Manager of MRAL US Corporation
Glendys is an Executive Director and Chief Financial Officer of AAI and the General Manager of MRAL US Corporation dba Mr. Amazing Loans and has worked with the group since 2011.
As General Manager, Mrs. Aguilera provides ongoing lending, compliance and collections management for AAI's 6 US state consumer lending licences/certificates of authority.
Prior to joining AAI, Mrs. Aguilera spent 4 years working for Wells Fargo in Las Vegas as a Personal Banker and Business Banker. Mrs. Aguilera is also Director and Company Secretary of AAI's 100% owned US subsidiary, MRAL US Corporation.
Investors
AAI Share Price as at 24 September 2025 (close of trade):
AQSE:AAI
GBX* 1.625
*Note one GBX equals one pence - i.e. 1/100th of a pound (GBP)
Announcements - Please visit https://www.aquis.eu/companies/aai to download announcements Date Headline 11/09/2025 Broker Option Results 11/09/2025 Results of Accelerated Bookbuild & Issue of Equity 10/09/2025 Launch of Accelerated Bookbuild 08/09/2025 Bitcoin Treasury Custodian 28/08/2025 Subscription and Issue Equity 12/08/2025 Strategy and Commercial Update and Bitcoin Treasury Policy Update 04/08/2025 Holding(s) in Company 04/08/2025 Director/PDMR Shareholding 01/08/2025 Holding(s) in Company 01/08/2025 Director/PDMR Shareholding 29/07/2025 Director/PDMR Shareholding 22/07/2025 Holding(s) in Company 21/07/2025 Director/PDMR Shareholding 18/07/2025 Director/PDMR Shareholding 18/07/2025 Results of ABB, Director Dealings and RPT 17/07/2025 Debt Settlement, Subscription, Rule 9 Waiver & ABB 01/07/2025 Further re: Bitcoin Treasury Policy & Restoration 27/06/2025 Temporary Suspension 27/06/2025 Bitcoin Treasury Policy Update 24/06/2025 Bitcoin Treasury Policy 23/06/2025 Subscription, Director's Dealing, Related Party Transaction and Issue of Equity 16/06/2025 Loan Facility Increase & Loan Drawdown 21/05/2025 Change of Registered Office 21/05/2025 Subscription, Director's Dealing, Related Party Transaction and Issue of Equity 06/05/2025 Loan Agreement and Related Party Transaction 02/05/2025 Confirmation of Name Change 14/04/2025 Holding(s) in Company 11/04/2025 Holding(s) in Company 10/04/2025 Holding(s) in Company 07/04/2025 Subscription, Conversion and Issue of Equity 02/04/2025 Strategy Update 27/03/2025 Update re Credit Canary Ltd 14/03/2025 Directorate Change 05/03/2025 Directorate Change 27/02/2025 Proposed Acquisition of Credit Canary Ltd 11/02/2025 Appointment of Corporate Broker 04/02/2025 Holding(s) in Company 04/02/2025 Subscription & Directorate Changes 03/02/2025 Results of Annual General Meeting 31/01/2025 Half Year Report 07/01/2025 Notice of Annual General Meeting 02/01/2025 Directorate Changes & Subscription 31/12/2024 Annual Report 17/12/2024 Directorate Change & Strategy Update 02/12/2024 Holding(s) in Company 02/12/2024 Holding(s) in Company 07/11/2024 Investment Evolution- Broker Option Results 31/10/2024 Investment Evolution- Subscription, Broker Option and Directors Dealing 18/10/2024 Investment Evolution- Result of General Meeting 01/10/2024 Notice of General Meeting 30/09/2024 IEC Director Changes GM and Loan Announcement 05/09/2024 Holding(s) in Company 05/09/2024 Holding(s) in Company 06/08/2024 Subscription and Issue of Equity 23/07/2024 Appointment of Director and Expansion of UK Team 24/06/2024 Loan Agreement and RPT 18/06/2024 Business Strategy Update and Directorate Change 07/06/2024 Change of Accounting Reference Date 25/04/2024 Share Subscription and Issue of Equity 05/03/2024 Proposed Spain Expansion & RPT 21/02/2024 Half-year Report 12/02/2024 IEC Appoints UK Corporate Broker for £100m 15% Bond Fundraising 07/02/2024 Launch of up to £100 million 15% per annum 5-year IEC Bond Offering 05/02/2024 Update on UK FCA Consumer Credit Licensing Application 14/12/2023 Admission to Trading and First Day of Dealings Company LegislationAmazing AI plc was incorporated in England and Wales on 24 May 2023 with company number 14890706. The principal legislation under which the Company operates is the Companies Act 2006, as amended. Amazing AI plc is subject to the UK City Code on Takeovers and Mergers. Description of the Business / Directors: For a description of the business please see above section For Director profiles please see above section Share Capital Statistics: Exchange Aquis Stock Exchange Stock Code/Ticker AAI Sector Financial Services Issued Share Capital 330,353,759 Percentage shares in public hands 61.70% There are no restrictions on the transferability of the Company’s Ordinary Shares and there are no warrants in issue The Company does not hold any shares in treasury The Company’s Ordinary Shares are only traded on the AQSE Growth Market Significant Shareholders: On the basis of the most recent shareholdings declared to the company the following shareholders hold a shareholding in excess of 3% of issued share capital. All shareholder notifications will be promptly announced to market and updated here. Shareholder Number of Ordinary Shares held As percentage of Issued Share Capital Paul Mathieson 125,820,000 38.09% Directors’ Interests: Name Number of Ordinary Shares held As percentage of Issued Share Capital Paul Mathieson 125,820,000 38.09% Glendys Aguilera - - Neil Patrick 700,000 0.21% Financial Reports: Date Headline 31/01/2025 Half Year Financial Report- 31 December 2024 30/12/2024 Annual Audited Financial Report- 30 June 2024 21/02/2024 Half-year Report Shareholder Documents & Circulars: Date Headline 07/01/2025 Notice of IEC 31 Jan 2025 AGM & Proxy 01/10/2024 Circular and Notice of GM & Proxy Documents: AQSE Admission Document AAI Articles of Association AAI Corporate Governance Advisers AQSE Corporate Adviser Cairn Financial Advisers LLP Ninth floor, 107 Cheapside, London EC2V 6DN AQSE Corporate Broker Oberon Capital 2nd floor, 6 Duke Street, St. James's, London SW1Y 6BN Company Secretary Ben Harber of Woodham Corporate Services Limited c/o Arch Law, Floor 2, 8 Bishopsgate, London EC2N 4BQ Auditors Pointon Young Limited 33 Ludgate Hill, Birmingham B3 1EH Legal Advisers Haynes Boone 1 New Fetter Ln, London EC4A 1AN Registrar Neville Registrars Limited Neville House, Steelpark Road, Halesowen B62 8HD Contact: Amazing AI plc c/o Arch Law, Floor 2, 8 Bishopsgate, London EC2N 4BQ, United Kingdomaai@amazingaiplc.com
Announcements - Please visit https://www.aquis.eu/companies/aai to download announcements Date Headline 11/09/2025 Broker Option Results 11/09/2025 Results of Accelerated Bookbuild & Issue of Equity 10/09/2025 Launch of Accelerated Bookbuild 08/09/2025 Bitcoin Treasury Custodian 28/08/2025 Subscription and Issue Equity 12/08/2025 Strategy and Commercial Update and Bitcoin Treasury Policy Update 04/08/2025 Holding(s) in Company 04/08/2025 Director/PDMR Shareholding 01/08/2025 Holding(s) in Company 01/08/2025 Director/PDMR Shareholding 29/07/2025 Director/PDMR Shareholding 22/07/2025 Holding(s) in Company 21/07/2025 Director/PDMR Shareholding 18/07/2025 Director/PDMR Shareholding 18/07/2025 Results of ABB, Director Dealings and RPT 17/07/2025 Debt Settlement, Subscription, Rule 9 Waiver & ABB 01/07/2025 Further re: Bitcoin Treasury Policy & Restoration 27/06/2025 Temporary Suspension 27/06/2025 Bitcoin Treasury Policy Update 24/06/2025 Bitcoin Treasury Policy 23/06/2025 Subscription, Director's Dealing, Related Party Transaction and Issue of Equity 16/06/2025 Loan Facility Increase & Loan Drawdown 21/05/2025 Change of Registered Office 21/05/2025 Subscription, Director's Dealing, Related Party Transaction and Issue of Equity 06/05/2025 Loan Agreement and Related Party Transaction 02/05/2025 Confirmation of Name Change 14/04/2025 Holding(s) in Company 11/04/2025 Holding(s) in Company 10/04/2025 Holding(s) in Company 07/04/2025 Subscription, Conversion and Issue of Equity 02/04/2025 Strategy Update 27/03/2025 Update re Credit Canary Ltd 14/03/2025 Directorate Change 05/03/2025 Directorate Change 27/02/2025 Proposed Acquisition of Credit Canary Ltd 11/02/2025 Appointment of Corporate Broker 04/02/2025 Holding(s) in Company 04/02/2025 Subscription & Directorate Changes 03/02/2025 Results of Annual General Meeting 31/01/2025 Half Year Report 07/01/2025 Notice of Annual General Meeting 02/01/2025 Directorate Changes & Subscription 31/12/2024 Annual Report 17/12/2024 Directorate Change & Strategy Update 02/12/2024 Holding(s) in Company 02/12/2024 Holding(s) in Company 07/11/2024 Investment Evolution- Broker Option Results 31/10/2024 Investment Evolution- Subscription, Broker Option and Directors Dealing 18/10/2024 Investment Evolution- Result of General Meeting 01/10/2024 Notice of General Meeting 30/09/2024 IEC Director Changes GM and Loan Announcement 05/09/2024 Holding(s) in Company 05/09/2024 Holding(s) in Company 06/08/2024 Subscription and Issue of Equity 23/07/2024 Appointment of Director and Expansion of UK Team 24/06/2024 Loan Agreement and RPT 18/06/2024 Business Strategy Update and Directorate Change 07/06/2024 Change of Accounting Reference Date 25/04/2024 Share Subscription and Issue of Equity 05/03/2024 Proposed Spain Expansion & RPT 21/02/2024 Half-year Report 12/02/2024 IEC Appoints UK Corporate Broker for £100m 15% Bond Fundraising 07/02/2024 Launch of up to £100 million 15% per annum 5-year IEC Bond Offering 05/02/2024 Update on UK FCA Consumer Credit Licensing Application 14/12/2023 Admission to Trading and First Day of Dealings Company LegislationAmazing AI plc was incorporated in England and Wales on 24 May 2023 with company number 14890706. The principal legislation under which the Company operates is the Companies Act 2006, as amended. Amazing AI plc is subject to the UK City Code on Takeovers and Mergers. Description of the Business / Directors: For a description of the business please see above section For Director profiles please see above section Share Capital Statistics: Exchange Aquis Stock Exchange Stock Code/Ticker AAI Sector Financial Services Issued Share Capital 330,353,759 Percentage shares in public hands 61.70% There are no restrictions on the transferability of the Company’s Ordinary Shares and there are no warrants in issue The Company does not hold any shares in treasury The Company’s Ordinary Shares are only traded on the AQSE Growth Market Significant Shareholders: On the basis of the most recent shareholdings declared to the company the following shareholders hold a shareholding in excess of 3% of issued share capital. All shareholder notifications will be promptly announced to market and updated here. Shareholder Number of Ordinary Shares held As percentage of Issued Share Capital Paul Mathieson 125,820,000 38.09% Directors’ Interests: Name Number of Ordinary Shares held As percentage of Issued Share Capital Paul Mathieson 125,820,000 38.09% Glendys Aguilera - - Neil Patrick 700,000 0.21% Financial Reports: Date Headline 31/01/2025 Half Year Financial Report- 31 December 2024 30/12/2024 Annual Audited Financial Report- 30 June 2024 21/02/2024 Half-year Report Shareholder Documents & Circulars: Date Headline 07/01/2025 Notice of IEC 31 Jan 2025 AGM & Proxy 01/10/2024 Circular and Notice of GM & Proxy Documents: AQSE Admission Document AAI Articles of Association AAI Corporate Governance Advisers AQSE Corporate Adviser Cairn Financial Advisers LLP Ninth floor, 107 Cheapside, London EC2V 6DN AQSE Corporate Broker Oberon Capital 2nd floor, 6 Duke Street, St. James's, London SW1Y 6BN Company Secretary Ben Harber of Woodham Corporate Services Limited c/o Arch Law, Floor 2, 8 Bishopsgate, London EC2N 4BQ Auditors Pointon Young Limited 33 Ludgate Hill, Birmingham B3 1EH Legal Advisers Haynes Boone 1 New Fetter Ln, London EC4A 1AN Registrar Neville Registrars Limited Neville House, Steelpark Road, Halesowen B62 8HD Contact: Amazing AI plc c/o Arch Law, Floor 2, 8 Bishopsgate, London EC2N 4BQ, United Kingdomaai@amazingaiplc.com